Outside Non-Need Based Gift Aid

Financial Aid Handbook

---

You are strongly encouraged to file a Free Application for Federal Student Aid (FAFSA) even if your cost of attending Coe College is covered in its entirety by funding from non-need based programs. By filing a FAFSA, you may establish eligibility for additional financial aid assistance such as the federal Pell Grant, federal work-study awards, and federal low-interest student loans. Read more about what kind of grants are available here.

---

If you are currently serving in the military, or you are the spouse or dependent child of a service member who is currently serving on active duty, you may be eligible for funding offered through the Department of Defense Tuition Assistance program. You should check your eligibility status and amount for which you qualify with your Service prior to enrolling. Please refer to our Veterans' and Military Benefits page for additional information.

---

ROTC scholarships are available through Coe College. The College ROTC Department provides on-campus leadership training in conjunction with a student’s current curriculum. The scholarship may provide payment of up to full tuition and fees for a given academic year and a subsistence allowance. ROTC eligible students should contact the Office of Financial Aid to determine the impact this scholarship will have on their total financial aid package.

---

The Veterans Administration administers programs for veterans and service people seeking assistance for education and training. If you are a veteran or dependent of a veteran and plan to receive educational benefits, as determined by the Department of Veteran Affairs, contact the Coe College Registrar (o-registrar@coe.edu) well in advance of enrollment to request certification. Additional information about veterans’ benefits at Coe College such as the application process for the various programs, available resources, as well as withdrawal and readmit policies for service members can be found on our Veterans’ and Military Benefits page.

---

The Yellow Ribbon GI Educational Enhancement Program is a provision of the Post- 9/11 Veterans Educational Assistance Act of 2008. The program is designed to supplement the Post- 9/11 tuition benefit. Under the Yellow Ribbon program, Coe College entered into an agreement with the Department of Veterans Affairs to jointly pay the portion of an eligible veteran’s net tuition and fees that exceed the maximum amount otherwise provided by VA educational benefits. Veterans are encouraged to visit the VA’s Yellow Ribbon webpage to determine their eligibility. While you are not required to file a FAFSA we strongly encourage you to do so in order to potentially maximize federal and/or state benefits.

---

The Teacher Education Assistance for College and Higher Education (TEACH) Grant program is designed to provide financial assistance of up to $4,000 per academic year to current and prospective teachers.

In order to receive the TEACH Grant you must have scored above the 75th percentile on
any portion of the ACT or SAT (including composite scores) or have a 3.25 cumulative grade point average. First-year students must have a final cumulative high school grade point average (GPA) of 3.25 or better and upperclassmen must maintain a cumulative GPA of 3.25 or better each term. In addition, a recipient must serve as a full-time teacher in a high-need field, in a school serving low income students for at least four academic years within eight years. If a student does not complete the required teaching obligation, the grant must be repaid as a Direct Unsubsidized Federal Loan with interest accruing from the time the grant was disbursed.

In addition, each year you must complete an ‘Agreement to Serve’ and entrance counseling. You can apply for the TEACH Grant at studentaid.gov.

Please note that the Federal TEACH grant is subject to federal sequestration and will not be at the federal maximum of $4,000 while sequestration is in effect.

---

The Division of Vocational and Rehabilitation of the Iowa Department of Public Instruction or a similar division in other states may make assistance available to physically and mentally challenged students who are residents of the state.

---

These funds are awarded directly to the student from sources outside of Coe College (community, company, private agency, tuition reimbursement, etc.). These scholarships may require the completion of separate applications as well as the FAFSA.

Many firms and agencies extend educational benefits to their employees. Contact the personnel office of your parent(s) place of employment to find out if the employer(s) will help finance your education. Don’t forget to contact businesses and organizations within your  community for possible scholarship funds.

Computerized scholarship searches containing information on national and local scholarships are available on the Internet at the following sites:

Coe College provides information about online scholarship searches as a service to our students. Coe does not endorse any of the individual sites listed. The student uses these scholarship search services at their own risk. However, as general advice in order to avoid scholarship scams, we recommend that you do not pay for scholarship search services. More information about scholarship scams can be found online at http://www.consumer.ftc.gov/.

Please note that outside awards are used in meeting financial need. These scholarships must be reported to the Office of Financial Aid either by email, telephone or by submitting the Financial Aid Awards Adjustment Form available on my.coe.edu. If your outside scholarship or loan awards combined with need-based aid exceed need or cost of attendance, a revision of your financial aid package will be necessary. Revisions to your aid are dependent on a variety of factors, including the type and amount of outside assistance received. You will be notified regarding any revision to your aid package with a new aid offer.